The Department for Work and Pensions (DWP) has shared brilliant news for UK pensioners, announcing a State Pension increase that started in April 2024 and a new payment schedule kicking off on June 21, 2025. With living costs still a challenge, this boost will help millions cover bills and everyday needs. Written in simple language, this article explains the new pension rates, when your money will arrive, and how to make sure you’re getting all the support you’re owed.
Pension Gets a 4.1% Boost
Since April 2024, the State Pension has gone up by 4.1%, thanks to the government’s triple lock rule, which raises pensions by the highest of inflation, wage growth, or 2.5%. This year, wage growth of 4.1% set the increase. If you’re on the full new State Pension, you’re now getting £230.15 a week, up from £221.20, adding about £465 a year. Those on the basic State Pension receive £176.45 a week, up from £169.50, giving an extra £360 a year.
- The increase started automatically in April 2024.
- Your pension amount depends on your National Insurance contributions.
- Check your pension forecast on Gov.uk to see what you’re getting.
This extra cash is a big help for pensioners facing higher costs for things like energy and food.
New Payment Dates from June 21
Starting June 21, 2025, the DWP is rolling out a new payment schedule to ensure your pension arrives on time, even around bank holidays or weekends. Most pensioners will keep their usual payment cycle—every four weeks—but some dates will shift to avoid delays. For example, payments due on the August bank holiday (Monday, August 25, 2025) will arrive on Friday, August 22 instead. In July 2025, with no bank holidays, payments should stay on track.
Here’s a draft of the July 2025 payment schedule:
| Payment Week | Expected Payment Dates | Notes |
|---|---|---|
| Week 1 | 1–4 July 2025 | Normal schedule |
| Week 2 | 7–11 July 2025 | Normal schedule |
| Week 3 | 14–18 July 2025 | Early payments for weekend dates |
| Week 4 | 21–25 July 2025 | Normal schedule |
| Week 5 | 28–31 July 2025 | End-of-month payments |
Check your exact dates on the DWP website or call the helpline at 0800 731 0469. Keep your bank details updated to avoid any hiccups.
Don’t Miss Out on Pension Credit
The DWP is urging pensioners to check if they qualify for Pension Credit, which can top up your income if you’re on a low budget. From April 2024, Pension Credit increased to £218.15 a week for singles or £332.95 for couples, adding up to £435 or £665 a year. It also unlocks extras like a £300 Winter Fuel Payment and cheaper council tax.
- Apply online or call the DWP to see if you’re eligible.
- You must be 66 or older and live in the UK full-time.
- Claims can be backdated by three months if you’ve missed out.
Around 750,000 pensioners aren’t claiming Pension Credit, so check now to boost your income.
Extra £900 Top-Up for 2025
On top of the pension rise, the DWP has confirmed a £900 Pension Credit top-up for 2025, paid in three £300 chunks in July, October, and December. This is for low-income pensioners aged 66 or over who are already on or approved for Pension Credit. If you’re not claiming Pension Credit but think you might qualify, apply before August 2025 to get all three payments.
- The top-up is paid automatically to eligible pensioners.
- It’s tax-free and can be used for any essentials.
- Contact the DWP if you don’t see the payment by the end of each month.
This extra cash is a lifeline for pensioners, especially with energy bills expected to rise again.
Stay in the Know
To keep up with these changes, sign up for a DWP online account to get instant updates on payments and benefits. If you prefer letters, make sure your address is current with the DWP. You can also call the pension helpline for free advice or visit a Citizens Advice centre for help. If a payment doesn’t arrive, check your bank account and award notice before contacting the DWP.
- Look for payment changes in your bank statements.
- Respond to DWP letters or alerts quickly.
- Ask a family member for help with online accounts if needed.
The pension boost, new schedule starting June 21, and extra support like Pension Credit are all about giving pensioners more peace of mind. Check your eligibility, mark your calendar, and enjoy the extra cash in 2025!